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Kalkulator

Kalkulator Pinjaman / EMI

Kalkulator pinjaman & EMI gratis. Hitung pembayaran bulanan, total bunga, dan total biaya untuk jumlah pinjaman, suku bunga, dan jangka waktu apa pun. Berjalan di browser Anda.

Runs in your browser

From the loan amount to the monthly cheque.

Payments assume an amortising loan with equal monthly instalments and no fees.

Catatan editor

Understanding · Interest, compounded honestly.

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Pertanyaan yang sering diajukan

Quick answers.

What is EMI?

EMI = Equated Monthly Installment. The fixed monthly payment that repays your loan in equal instalments over the term.

How is the EMI calculated?

EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1) where P = principal, r = monthly rate, n = number of months. We do the math for you.

Does this account for fees or insurance?

No — it covers principal and interest only. Add origination fees or insurance separately for total cost.

Can I see an amortisation schedule?

Currently we show totals. For a month-by-month breakdown, use a dedicated amortisation tool.

Is the loan calculator free?

Yes — fully free, no signup, runs in your browser.

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