计算工具
退休储蓄计算器
From a current pot to a retirement nest egg — nominal and real.
From a current pot and a steady habit to retirement day.
Returns compound monthly. The 'real' line discounts back to today's purchasing power using the inflation assumption.
编辑注
Understanding · The pot, and what it has to last for.
本深度章节目前仅有英文版本。上方的转换工具支持您的语言;长篇说明文章尚未翻译。
常见问题
Quick answers.
›What is the difference between nominal and real values?
Nominal values show the raw pound or dollar amount in the future, while real values adjust for inflation. Real values reflect what that future sum would be worth in today's purchasing power.
›How is inflation accounted for?
The real return is calculated by subtracting your projected inflation rate from the expected investment return. This provides a more conservative and pragmatic view of your retirement nest egg.
›What should I use for my expected return?
Historic stock market returns have averaged 7-10% annually, but many users prefer a more cautious estimate of 4-6% for long-term retirement planning. Always consult a financial advisor for personalised projections.
›Is my financial data secure?
Yes. All computations are performed using client-side JavaScript within your browser. No figures, balances, or personal data are ever uploaded or stored on our infrastructure.
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